Specialists in
Banking Law Corporate Law

Over 25 years in court. 100% online practice covering all of Spain. Clear fees, no fine print.

Two doors, two specialities

What do you need to resolve?

Choose the door that best fits your situation. Each area has its own team, language and pricing, but they all share the same standard: legal rigour, no fine print, and results measured in court rulings and in euros.

Banking law area

If a Spanish bank charged you too much, sold you a product you did not understand, or a vulture fund is now chasing you for a debt that is not yours, this is where we stop it. 12 practice areas, 25 years of winning case law and clear fees from the first consultation.

Floor clause Revolving credit card Mortgage expenses Digital fraud Vulture funds Second Chance
Enter banking area →
Corporate area

The Spanish tax authority is closing in, a supplier will not pay, a partner wants to leave or a vulture fund is moving on your assets. This is where we stop it. Commercial, tax and insolvency law backed by 25 years of court experience.

Insolvency proceedings Tax authority defence Liability derivation Second Chance Law Bank debt restructuring Verifactu compliance Corporate digital fraud
Enter corporate area →
Founding partners

The people behind the firm.

Two generations of lawyers, one firm. Over 30 combined years defending individuals, the self-employed and companies in courts across Spain.

Estrella Macías Rubiales — socia fundadora

Estrella Macías Rubiales

Founding partner

  • Law degree · Master in Legal Practice
  • Specialist in banking law and corporate law
María Rubiales Pan — socia fundadora

María Rubiales Pan

Founding partner

  • Law degree · Over 25 years of experience
  • Specialist in civil and commercial law
Why Macías Rubiales

Why clients choose us when everything is on the line.

No impossible promises. No fine print. No open-ended fees. We study your case, tell you the truth, and if there is a real chance to win, we fight all the way.

01

Fixed fees from day one

Every engagement comes with a written quote stating the exact cost of the proceedings. No invoices that change mid-trial, no open variables based on hours spent. The price is set at the start and does not move.

02

If you have no case, we tell you

We assess each file with legal judgment, not commercial pressure. If your claim has real prospects, we fight to the end. If it does not, we tell you in the first consultation and save you years of fruitless litigation. Technical honesty is our standard.

03

Litigation across all of Spain

Head office in Cádiz, hearings in any court in the country. We take cases in Madrid, Barcelona, Bilbao, Valencia, A Coruña or Las Palmas without distance increasing the fee. The proceedings are handled digitally; hearings, through a local procurador.

04

Proactive communication

We update you without you having to ask. Every move in the proceedings — filings, hearings, interim rulings — reaches you via WhatsApp or email. You will not have to chase the firm to know where your case stands.

Free calculator

Estimate how much you could recover

Indicative estimate in 30 seconds. No commitment, no sign-up.

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% minimum rate in the contract
years the floor rate was applied
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Indicative figure only.

Request a detailed review →

Estimate based on average market parameters. The actual figure depends on the amortisation schedule, Euribor evolution during the period and the rest of the contract clauses. Our free initial review provides the exact figure based on your documents.

The first step is free

Tell us about your case. Within 24 hours we will tell you what can be won, how and at what cost.

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Who we are · How we work

This is how we work with you.

Macías Rubiales & Asociados is a Spanish law firm specialised in banking law and corporate law, with clients and proceedings across the country. 100% digital process, constant communication and procedural rigour in every move. These are the four stages every case goes through.

01.

Tell us

You fill in a short form or write to us on WhatsApp. Within a couple of minutes we have the essentials of your situation.

02.

We assess

We analyse your case and send you a free report within 24-48 hours: what can be claimed, how much and by which route.

03.

Decides

Te explicamos los honorarios sin sorpresas. Si decides seguir, firmas todo electrónicamente. Si no, cero compromiso.

04.

Resolvemos

Llevamos el caso de principio a fin. Tú lo sigues desde tu portal, recibes actualizaciones por email y videollamada cuando hace falta.

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